Letters Of Credit

Lease bank Instruments (Letters of Credit, Bank Guarantee, SBLC, DLC)

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We are direct providers of freshly cut bank instruments like BG (Bank Guarantee), MTN’s (Medium Term Note), SBLC (Standby Letter of Credit) & DPLC’s (Direct Pay Letter of Credit) CD’s (Certificate of Deposit),  and just about every other type of financial instruments available through our network.

ALL OUR BG, SBLC AND LETTERS OF CREDIT ARE ISSUED BY TOP PRIME AAA RATED BANKS LIKE BARCLAY’S BANK LONDON, DEUTSCHE BANK AG GERMANY, HSBC, STANDARD CHARTERED BANK ETC.

  • Bank Guarantee (BG) in US$ or Euros
  • Standby Letter of Credit (SBLC) in US$ or Euros
  • Medium Term Notes (MTN’s) in US$ or Euros
  • Treasury Bills (T-Bill) in US$ or Euros
  • Documentary Letter of Credit (DLC, SLC, LC) in US$ or Euros
  • Promissory Notes in US$ or Euros
  • Discounting of Bank Instruments

Our bank instruments can be engaged in PPP Trading, Discounting, signature project(s) such as Aviation, Agriculture, Petroleum, Telecommunication, construction of Dams, Roads, Bridges, Hospitals, Hotels, Condo, Real Estate and all kind of international business trading including oil/gas business, diesel, Gold Dust, Gold Bars, Rough Diamonds etc.Below is our detailed terms and procedure for BG/SBLC.Description of Instruments:

1. Instrument:             Bank Guarantee (BG) /StandBy Letter of Credit (SBLC)
2. Total Face Value:      Eur/USD 1Million (Min) to Eur/USD 50Billion (Max)
3. Issuing Bank:            Barclays Bank, HSBC, Lloyds Bank London, Standard Chartered Bank, Deutsch Bank AG,  Frankfurt  or any AA Rated Bank.
4. Age:                       One Year and  One Day
5. Leasing Price:           4% of Face Value a plus 2% brokers commission (1% for the lessee side and 1% for the lessor side, PLEASE NOTE, THIS BROKERS COMMISSION COMES INTO EFFECT ONLY IF THERE ARE BROKERS INVOLVED IN THE TRANSACTION)
6. Delivery:                  Bank-To-Bank Swift.
7. Payment:                 Wire Transfer
8. Hard Copy:               Bonded Courier within 7 banking days.DL Financial Limited are genuine and reliable providers of loan, international project funders, Lease bank guarantee providers & providers of sblc, dlc and letters of credit.  Others Talk, but DL Financial Delivers. So its time you became a customer of DL Financial Ltd so you can feel the difference.Kindly contact us today for all your financial needs.

Skype: manglobalinvestments

Website: www.manvoeurninvestments.com

Emails:  simchea@manvoeurninvestments.com

funding@manvoeurninvestments.com

NOTICE: Brokers are 100% welcomed and protected. Our brokers are paid handsome commission for every successful transaction. If you want to be our broker or company representative kindly send us email for more information.

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legitimate SBLC Providers

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Dear Friends,

Man Global Investments Ltd (MGIL) is a legitimate Loan and Investments company that is legally registered to provide Standby Letter of Credit {SBLC}, Bank Guarantee {BG}, Business Loans, Project Financing and funding for all types of profitable projects locally and internationally. We also offer very flexible loan terms and our loan interest rate is just 3% per year. Please see our instrument description and leasing procedure as follow.DESCRIPTION OF INSTRUMENT:

 1.Instrument:                Cash Backed Bank Guarantee {BG}
2. Total Face Value:       Eur/USD 1 Million (Min) to Eur/USD 50 Billion (Max)
3. Issuing Bank:            HSBC Hong Kong, Barclays Bank London, Citibank New York, Deutsch Bank Germany or any AAA Rated Bank.
4. Age:                         One Year and  One Day (with rolls and extensions where applicable)
5. Leasing Price:           4% of Face Value plus 2% brokers commission (Applicable only if there are brokers in the transaction)
6. Delivery:                    SWIFT MT-760
7. Payment:                  MT103  Wire Transfer
8. Hard Copy:                Bonded Courier within 7 banking days. 

All our financial instruments are cash backed so it can be used to secure loans from banks and to bid & secure contracts. It can also be used for import/export transactions and most importantly these instruments can be invested into High Yield Trading Program or Private Placement Programme (PPP).


OUR SERVICES ARE:Loans: (Personal Loans, Business Loans, Secured Loans, Unsecured Loans, International Project Financing etc)Purchase Bank Instruments (Bank Guarantees and Standby Letter of Credit)Lease Bank Instruments (BG, SBLC, DLC, Letters of Credit)Letters of Credit (DLC, L/C, Usance LC)Investments and Wealth ManagementInsurance Underwriting ServicesPPP and Trading PlatformsCorporate FinancePrivate EquityIMPORTANT NOTICE FOR INTERMEDIARIES AND BROKERS: New Brokers are 100% welcomed and protected.

Our brokers are paid 2% commission on every transaction they bring to us. If you want to be our  broker or company representative kindly contact us through email for more information. Here are a few of the many benefits of being a  Man Global Investments Ltd broker: Professional Broker SupportHealthy Commissions Paid on every DealBe Direct to the client, NOT in a Broker Chains!Earn between 1% to 2% Commission on Every DealBrokers are 100% Protected Against Possible Circumvention.Wide Range of Financial Instruments, Bank Guarantee Programs and Client Funding ServicesIf you are interested to become our broker or company representative, kindly send us your resume via email for more information.  

Skype: www.manglobalinvestments

Website: www.manvoeurninvestments.com

Email: simchea@manvoeurninvestments.com 

OR funding@manvoeurninvestments.com 

Bank Guarantee, Bank Instruments, Financial Banking Instruments, Letters of Credit, Loans, Loans And Bank Instruments

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construction loan, energy project financing, energy loan, genuine loan providers, real loan lenders, real money lenders, reputable loan company, direct loan providers, genuine loan providers, loan agency, startup business loans, refinance loan, private loans, construction loans, credit loans, bank loans

A safe and secured Bank Guarantees

We can deliver Financial instrument (BG/SBLC/MTN/DLC/LC) at affordable price to our customers in other to derive maximum utility. We understand that finding the right company to provide financial instrument is not easy. We are certified financial company that delivers banking instrument for lease which we adhere to our terms and condition. Over 96% of our clients are satisfied with our work whether it is business or financial service. Please check testimonial page of our website and see the sheer number of satisfied customers.

Once transaction is in progress, we ensure we keep you posted on the progress of your paper. Instead of stressing yourself out looking for financial instrument or company why not let professional like us deliver financial instrument to you within the time frame required by you. For further details contact us with the below information….NOTICE TO INTENDING CUSTOMERS: These posts are for educational purposes and I make them mostly to educate our highly esteemed customers. If you have interest in these posts or interested in doing business with us please send us an email introducing yourself and indicating in which area you think we can work together. We look forward to receiving your email soon.

 NOTICE TO BROKERS/AGENTS/COMPANY REPS:Brokers are the life blood of our business and as a result we respect them, value them and appreciate them. So new brokers are welcomed, appreciated and compensated with good commission.

sblc providers in dubai, sblc providers in London, sblc providers in Canada, sblc providers in America, sblc providers in Singapore, real SBLC providers, sblc providers companies,

For more information kindly contact us with the below contact 
details…


Skype: www.manglobalinvestments
Website: www.manvoeurninvestments.com
Emails:  simchea@manvoeurninvestments.com 
funding@manvoeurninvestments.com

Lease bank Instruments (Letters of Credit, Bank Guarantee, SBLC, DLC)

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FL Financial genuine Bank Guarantee provider

We are direct providers of freshly cut bank instruments like BG (Bank Guarantee), MTN’s (Medium Term Note), SBLC (Standby Letter of Credit) & DPLC’s (Direct Pay Letter of Credit) CD’s (Certificate of Deposit),  and just about every other type of financial instruments available through our network.

ALL OUR BG, SBLC AND LETTERS OF CREDIT ARE ISSUED BY TOP PRIME AAA RATED BANKS LIKE BARCLAY’S BANK LONDON, DEUTSCHE BANK AG GERMANY, HSBC, STANDARD CHARTERED BANK ETC.

  • Bank Guarantee (BG) in US$ or Euros
  • Standby Letter of Credit (SBLC) in US$ or Euros
  • Medium Term Notes (MTN’s) in US$ or Euros
  • Treasury Bills (T-Bill) in US$ or Euros
  • Documentary Letter of Credit (DLC, SLC, LC) in US$ or Euros
  • Promissory Notes in US$ or Euros
  • Discounting of Bank Instruments

 

Our bank instruments can be engaged in PPP Trading, Discounting, signature project(s) such as Aviation, Agriculture, Petroleum, Telecommunication, construction of Dams, Roads, Bridges, Hospitals, Hotels, Condo, Real Estate and all kind of international business trading including oil/gas business, diesel, Gold Dust, Gold Bars, Rough Diamonds etc.

Below is our detailed terms and procedure for BG/SBLC.
Description of Instruments:1. Instrument:             Bank Guarantee (BG) /StandBy Letter of Credit (SBLC)
2. Total Face Value:      Eur/USD 1Million (Min) to Eur/USD 50Billion (Max)
3. Issuing Bank:            Barclays Bank, HSBC, Lloyds Bank London, Standard Chartered Bank, Deutsch Bank AG,  Frankfurt  or any AA Rated Bank.
4. Age:                       One Year and  One Day
5. Leasing Price:           4% of Face Value a plus 2% brokers commission (1% for the lessee side and 1% for the lessor side, PLEASE NOTE, THIS BROKERS COMMISSION COMES INTO EFFECT ONLY IF THERE ARE BROKERS INVOLVED IN THE TRANSACTION)
6. Delivery:                  Bank-To-Bank Swift.
7. Payment:                 Wire Transfer
8. Hard Copy:               Bonded Courier within 7 banking days.

Skype: www.manglobalinvestme

Genuin providers of Loans, Project Funding, purchase bank guarantee, SBLC & DLC

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www.manvoeurninvestments.com genuine Bank Guarantee provider

Standby letters of credit come in two primary forms: the performance standby letter of credit and the financial standby letter of credit. The performance standby letter of credit works to ensure that work you have  agreed to perform is performed in a timely and satisfactory manner.

For example, if you own an architectural firm and are contracted to build a museum, you may be asked to provide a performance SBLC that guarantees that you will finish the plans by the end of your contract term, and that the structure you design is sound and meets all requirements. If, for some reason, you are unable to finish, or your design is deemed unsafe or unbuildable, the SBLC will take effect and pay the museum a preset amount. 

http://www.manvoeurninvestments.com BG financing, lease SBLC, monetize bank instruments

Man Global Investments Ltd are genuine and reliable providers of loan, international project funders, Lease bank guarantee providers & providers of sblc, dlc and letters of credit.

IMPORTANT NOTICE: Brokers are 100% welcomed and protected. Our brokers are paid handsome commission for every successful transaction. If you want to be our  broker or company representative kindly send us email for more information.

Skype: www.manglobalinvestments

Genuin providers of Loans, Project Funding, purchase bank guarantee, SBLC & DLC

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Services

OUR SERVICES ARE:

 

  • Loans: (Personal Loans, Business Loans, Secured Loans, Unsecured Loans, International Project Financing etc)
  • Purchase Bank Instruments (Bank Guarantees and Standby Letter of Credit)
  • Lease Bank Instruments (BG, SBLC, DLC, Letters of Credit)
  • Letters of Credit (DLC, L/C, Usance LC)
  • Investments and Wealth Management
  • Insurance Underwriting Services
  • PPP and Trading Platforms
  • Proof of Funds (POF)
  • Corporate Finance
  • Blocked Funds
  • Escrow Services
  • Private Equity

 

1. Loans and International Project Funding: We provide personal loans, business loans & project financing worldwide. We DO NOT discriminate against any nationality, skin color, race or religion. This means that ALL COUNTRIES are welcomed as far as the project or business is viable we will provide the needed loan or funding. Most importantly, we provide both secured loans and unsecured loans and our loan interest rate is just 3% per year which is the lowest in the industry. So if you have any viable business or project that needs funding kindly send us an email for more details.

WE PROVIDE LOAN / FUNDING FOR:

  • Start-ups
  • Small Businesses (SME’s)
  • Medium and Large Businesses
  • Public and Private Companies
  • Service Companies
  • Construction Companies
  • Agricultural Companies
  • Real Estate
  • Manufacturing Companies
  • Global Companies
  • Companies across all Industries
  • Companies wanting to go Public

 

2. Bank Guarantees (BG) / Standby Letters of Credit (SBLC): A Banker’s Guarantee (BG) is a definite undertaking by the bank (guarantor) to pay the beneficiary a certain sum of money within a specified period if the applicant (principal) fails to fulfill his contractual or other obligations of an underlying transaction. It is normally used to secure either a financial or performance obligation of the principal.

Through our cutting edge facilities, BG’s and SBLC’s can be issued to both local and overseas beneficiary from any top 25 world bank at 3% interest rate per year. These instruments can be used to get loans, secure credit lines, PPP, joint ventures, trading, signature projects etc. The minimum BG/SBLC amount is 1M up to 50 Billion. The full procedures, terms and conditions will be communicate to serious customers. Send us email inquiries now for our complete procedures, terms and conditions.

3. Letter of Credit  (Documentary Letter Of Credit (L/C, DLC) is the bank’s obligation to pay the seller of goods or services a certain amount of money in the timely submission of documents confirming shipment of goods or performance of contractual services. Documentary Letter Of Credit is one of the most important means of financing in the international trade, as the letter of credit is a tool that removes most of risks as from the buyer (importer) and from the seller (exporter).

4. Registered Bonds: We can arrange for underwritten by a European Brokerage through a series of registered Bonds and offering these Bonds for sale through broker dealers around the world. These Notes would be listed on DTC/Euroclear, for sale. We can accommodate clients who require a minimum of $5 MM with no maximum.

5. Structured Note Program: A new program backed by a major financial institution that guarantees the principal and interest for project financing. This program is for clients who requires a minimum of $20Million USD. AAA or rated higher institution will be the guarantor of not only the principle but the interest payments as well using their portfolio $30 plus Billion dollars of fortune 500 companies as collateral.

 

Kindly contact us today for all your financial needs.
Skype: www.manglobalinvestments
BROKER INQUIRIES ARE WELCOMED AND APPRECIATED: Brokers are the life blood of our business and as a result we respect them, value them and appreciate them. So new brokers are welcomed, appreciated and compensated with good commission.

Lease bank Instruments (Letters of Credit, Bank Guarantee, SBLC, DLC)

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FL Financial genuine Bank Guarantee provider

We are direct providers of freshly cut bank instruments like BG (Bank Guarantee), MTN’s (Medium Term Note), SBLC (Standby Letter of Credit) & DPLC’s (Direct Pay Letter of Credit) CD’s (Certificate of Deposit),  and just about every other type of financial instruments available through our network.

ALL OUR BG, SBLC AND LETTERS OF CREDIT ARE ISSUED BY TOP PRIME AAA RATED BANKS LIKE BARCLAY’S BANK LONDON, DEUTSCHE BANK AG GERMANY, HSBC, STANDARD CHARTERED BANK ETC.

  • Bank Guarantee (BG) in US$ or Euros
  • Standby Letter of Credit (SBLC) in US$ or Euros
  • Medium Term Notes (MTN’s) in US$ or Euros
  • Treasury Bills (T-Bill) in US$ or Euros
  • Documentary Letter of Credit (DLC, SLC, LC) in US$ or Euros
  • Promissory Notes in US$ or Euros
  • Discounting of Bank Instruments

 

Our bank instruments can be engaged in PPP Trading, Discounting, signature project(s) such as Aviation, Agriculture, Petroleum, Telecommunication, construction of Dams, Roads, Bridges, Hospitals, Hotels, Condo, Real Estate and all kind of international business trading including oil/gas business, diesel, Gold Dust, Gold Bars, Rough Diamonds etc.

Below is our detailed terms and procedure for BG/SBLC.
Description of Instruments:1. Instrument:             Bank Guarantee (BG) /StandBy Letter of Credit (SBLC)
2. Total Face Value:      Eur/USD 1Million (Min) to Eur/USD 50Billion (Max)
3. Issuing Bank:            Barclays Bank, HSBC, Lloyds Bank London, Standard Chartered Bank, Deutsch Bank AG,  Frankfurt  or any AA Rated Bank.
4. Age:                       One Year and  One Day
5. Leasing Price:           4% of Face Value a plus 2% brokers commission (1% for the lessee side and 1% for the lessor side, PLEASE NOTE, THIS BROKERS COMMISSION COMES INTO EFFECT ONLY IF THERE ARE BROKERS INVOLVED IN THE TRANSACTION)
6. Delivery:                  Bank-To-Bank Swift.
7. Payment:                 Wire Transfer
8. Hard Copy:               Bonded Courier within 7 banking days.

Skype: www.manglobalinvestments
NOTICE: Brokers are 100% welcomed and protected. Our brokers are paid handsome commission for every successful transaction. If you want to be our broker or company representative kindly send us email for more information.
                 

Genuin providers of Loans, Project Funding, purchase bank guarantee, SBLC & DLC

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Man Global Investments Limited is legally registered in Cambodia  with company registration number: Co.13579 KH/2010   Our major partners and private investors are Arab and Middle East investors which is why we offer very flexible loan terms; our loan interest rate is 3% per year which is one of the lowest in the industry.

We are also direct providers of bank financial instruments such as Bank Guarantees (BG), Standby Letters of Credit (SBLC), DLC and Letters of Credit. Our Bank Instruments are issued by top prime banks such as HSBC London or Hong Kong, Barclays bank London, Citi Bank New York, Standard Chartered, Deutsche Bank, UBS Zurich, Switzerland or any bank of your choice.

OUR SERVICES INCLUDES BUT NOT LIMITED TO:

Loans & International Project Funding
Lease, Rent or Purchase Bank Instruments such as BG, SBLC, DLC, Letters of Credit (L/C)
Proof of Fund (POF) or Blocked Funds for Investments
Insurance & Escrow Services
Trading Platforms
Show Net Worth Requirements
Corporate Finance
Private Equity
Investment & Wealth Management

Others talk, but Man Global Investments delivers. So its time you became a customer of

Man Global Investments Ltd so you can feel the

Man Global Investments difference.
Kindly contact us today for all your financial needs.
Skype: www.manglobalinvestments
NOTICE: Brokers are 100% welcomed and protected. Our brokers are paid handsome commission for every successful transaction. If you want to be our broker or company representative kindly send us email for more information.
DL Financial bank guarantee provider     DL Financial Genuine SBLC provider      DL Financial DLC provider      top world lc provider

Banku Garantees, Standby Letter of Credit,

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We are DIRECT providers of Bank Guarantees, SBLC, DLC, Letters of Credit, MTN, Usance LC etc.
Description of Instruments:1. Instrument:              Bank Guarantee (BG) /StandBy Letter of Credit (SBLC)
2. Total Face Value:      Eur/USD 1Million (Min) to Eur/USD 50Billion (Max)
3. Issuing Bank:            Barclays Bank London, HSBC Bank London, Lloyds TSB, Deutsch Bank AG,  Frankfurt  or any AA Rated Bank.
4. Age:                        One Year and  One Day
5. Leasing Price:           4% of Face Value plus 2% brokers commission (only if there is a broker involved in the transaction)
6. Delivery:                   Bank-To-Bank Swift.
7. Payment:                  Wire Transfer
8. Hard Copy:                Bonded Courier within 7 banking days.

PROCEDURE:
1. Both parties (Lessor and Lessee) execute, sign and initiate the Deed of Agreement, which thereby automatically becomes a full commercial recourse contract.

2. Within 1 day after Both parties sign the Agreement, Lessor will issue a Notarized signed and sealed Corporate Refund Recourse Undertaking to the Lessee guarantying to refund Lessee all the cost incurred by lessee for the bank transmission charges (For swift MT760 BG/SBLC or Pre-advice MT799 or both as the case may be) after due execution of the contract.

3. Within 3 working days after Lessee receives Lessor’s signed and sealed Corporate Refund Recourse Undertaking, Lessee will make payment by wire transfer into the Lessor’s bank  account for the bank transmission charges for the BG/SBLC MT760 swift transmission or Pre-advice MT799 swift transmission or both.

4. Within Three (3) banking days after confirmation of receipt of payment of the bank transmission charges for the BG/SBLC MT760 swift in Lessor’s bank account, the Lessor will deliver the BG/SBLC via bank confirmation of swift BG/SBLC MT760 to the Lessee’s banker including the hard copy of the BG/SBLC via bank bonded courier in
Seven (7) banking days.

5. Lessee pays Lessor the leasing fee and the brokers their commission fees not later than 21 banking days after the BG/SBLC hard copy is received and confirmed at lessee’s bank. Should Lessee default to pay the leasing fees to the Lessor and the brokers commission fees as agreed after 21 banking days of confirmation of BG/SBLC MT760 in lessee’s bank account, Lessor will instruct the issuing bank to put a claim on the BG/SBLC thereby forcing the Lessee’s bankers to return the BG/SBLC MT760 to the issuing Bank.

6. Any unauthorized calls or communication to bank (s) by any party or their representatives  transaction is highly prohibited and can result to contract termination.
7. The bank transmission fee depends on the face value of the BG. Tell us the face value of your required BG / SBLC and we will tell you the cost.
NOTICE: Brokers are 100% welcomed and protected. Our brokers are paid handsome commission for every successful transaction. If you want to be our broker or company representative kindly send us email for more information.
DL Financial bank guarantee provider     DL Financial Genuine SBLC provider      DL Financial DLC provider      top world lc provider

We Are a Genuine Finance Company specialized on BG/SBLC/DLC/

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direct loan lenders, Genuine loan company, sme loan firm, loan lenders no credit check, genuine international money lenders, direct loan lenders for bad credit, unsecured loan lenders
Man Global Investments Limited (MGIL)  is a leading provider of Personal Loan, Business Loans, SME Loan, Investment Loan, secured loan, unsecured loans and International Project Financing. We provide loan funding for any viable project worldwide and our loan terms are very flexible.

IMPORTANT ADVISE: If your target is to get funding to finance a project or business, I will advise that you apply for loan directly instead of going for BG/SBLC issuance/monetization because loan transactions are very straightforward with quick and successful turnaround while BG/SBLC monetization is very long, very expensive and complicated. A loan funding arrangement can be successfully completed within 7 days but BG/SBLC issuance and monetization takes lots of time and lots of money because there are many parties involved in the transaction.

So if your sole aim of looking for BG/SBLC is to get money/funds its better you apply for loan instead of going through the BG/SBLC monetization route. But if it is import/export transaction then a DLC, BG, SBLC or Letters of credit will be your best bet.

1. We Are a Genuine Finance Company That Is Legally Registered in Phnom Penh, Cambodia. since  43 Years of successful service and counting.
2. We are not BROKERS, We Are Direct Providers of Personal Loans, Business Loan, SME Loan, Project Financiers & Providers of BG, DLC, SBLC.
3. BG/SBLC issued from Top 50 World Banks such as HSBC, Citi, Barclays, Credit Suisse, Deutsche Bank or any prime bank of choice.
4. We issue BG/SBLC in both USD or Euro Currencies, if you pay in USD we Issue in USD & if you Pay in Euro, we issue in Euro.
5. Solutions for every customer & every industry. No matter your nationality or circumstances, talk to us, we will listen to you.
6. We love and respect everyone. We do not discriminate anyone based on Race, Tribe, Nationality or Religion.
7. Your Privacy is our Priority, we DO NOT share your data or Business Transactions with third parties.
8. No Legal Complaints, Lawsuits or Criminal Convictions against us in any Country till date.
9. New Brokers Are welcomed and earn between 1% to 2% Commission on Every Deal
10. Since 43 till date No Customer has ever had a failed transaction with us.
Therefore, if you are looking for Lease/Rent Bank Guarantees, SBLC, DLC, L/C or loans and project funding then you have come to the right place. Kindly contact us today for all your financial needs.

NOTICE TO BROKERS/AGENTS/COMPANY REPS: Brokers are the life blood of our business and as a result we respect them, value them and appreciate them. So new brokers are welcomed, appreciated and compensated with good commission. Here are a few of the many benefits of being a MING Man Global Investments Limited (MGIL) broker:

Ming Fong Finance Company Bank Guarantee, BG, Standby Letter of Credit, SBLC, DLC, Lease BG, Direct SBLC Providers
  • Professional Broker Support
  • Healthy Commissions Paid on every Deal
  • Be Direct to the client, NOT in a Broker Chains!
  • Earn between 1% to 2% Commission on Every Deal
  • Brokers are 100% Protected Against Possible Circumvention.
  • Wide Range of Financial Instruments, Bank Guarantee Programs and Client Funding and Monetization Services
  • If you are interested to become our broker or company representative, kindly send us your resume via email for more information.